/* Mamola Insurance — one stylesheet for every route. Tokens follow the approved mockups (navy / ivory / copper). */
:root {
  --navy: #0c2338;
  --navy-deep: #08192a;
  --ivory: #f8f5ef;
  --white: #fff;
  --copper: #9c6a43;        /* button fill: 4.6:1 with white text (mockup copper #b8834f fails AA) */
  --copper-hover: #85583a;
  --copper-text: #93613b;   /* eyebrows on ivory */
  --copper-light: #e0b48c;  /* eyebrows on navy */
  --copper-tint: #f6ece2;
  --ink: #1d2833;
  --muted: #56606b;
  --line: #e6dfd3;
  --serif: "Source Serif 4", Georgia, "Times New Roman", serif;
  --sans: Inter, system-ui, -apple-system, "Segoe UI", Arial, sans-serif;
  --wrap: 1200px;
  --gutter: 32px;
  --radius: 4px;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 96px; }
body { margin: 0; background: var(--ivory); color: var(--ink); font: 16px/1.6 var(--sans); -webkit-font-smoothing: antialiased; }
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; }
button, input, select { font: inherit; color: inherit; }
svg.i { width: 1em; height: 1em; flex: none; fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
:focus-visible { outline: 3px solid #c98c5a; outline-offset: 3px; }
.skip { position: absolute; left: 12px; top: -60px; z-index: 50; background: var(--navy); color: #fff; padding: 10px 16px; }
.skip:focus { top: 12px; }
.wrap { width: 100%; max-width: calc(var(--wrap) + 2 * var(--gutter)); margin: 0 auto; padding: 0 var(--gutter); }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

h1, h2, h3 { font-family: var(--serif); font-weight: 400; letter-spacing: -0.015em; margin: 0; color: inherit; }
h1 { font-size: clamp(44px, 5.1vw, 76px); line-height: 1.02; font-variation-settings: "opsz" 60; }
h2 { font-size: clamp(32px, 3.4vw, 48px); line-height: 1.08; font-variation-settings: "opsz" 60; }
h3 { font-size: 22px; line-height: 1.2; }
p { margin: 0 0 1em; }
.lede { font-size: 18px; color: var(--muted); max-width: 600px; }
.eyebrow { display: block; font: 600 11.5px/1.4 var(--sans); letter-spacing: .2em; text-transform: uppercase; color: var(--copper-text); margin-bottom: 14px; }
.dark { background: var(--navy); color: #fff; }
.dark p, .dark .lede { color: #d5dde4; }
.dark .eyebrow { color: var(--copper-light); }
section { padding: 88px 0; }
.white { background: var(--white); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 48px; padding: 12px 24px; border: 1px solid var(--copper); border-radius: var(--radius); background: var(--copper); color: #fff; font: 600 15px/1.2 var(--sans); text-decoration: none; cursor: pointer; transition: background .15s, border-color .15s, color .15s; }
.btn:hover { background: var(--copper-hover); border-color: var(--copper-hover); }
.btn .i { font-size: 18px; }
.btn-ghost { background: transparent; border-color: rgba(255,255,255,.85); color: #fff; }
.btn-ghost:hover { background: rgba(255,255,255,.1); border-color: #fff; }
.btn-line { background: transparent; border-color: var(--navy); color: var(--navy); }
.btn-line:hover { background: var(--navy); border-color: var(--navy); color: #fff; }
.btn-block { width: 100%; }
.actions { display: flex; flex-wrap: wrap; gap: 14px; }
.more { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: 14px; color: var(--copper-text); text-decoration: none; }
.more:hover { text-decoration: underline; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 30; background: #fff; border-bottom: 1px solid var(--line); }
.site-header .wrap { display: flex; align-items: center; gap: 28px; height: 78px; }
.brand { display: flex; align-items: center; gap: 11px; text-decoration: none; color: var(--navy); flex: none; }
.brand .mark { width: 40px; height: 40px; }
.brand b { display: block; font: 500 26px/1 var(--serif); letter-spacing: .1em; }
.brand small { display: block; margin-top: 4px; font: 500 8.5px/1 var(--sans); letter-spacing: .32em; }
.nav { margin-left: auto; }
.nav > ul { display: flex; align-items: center; gap: 30px; list-style: none; margin: 0; padding: 0; }
.nav li { position: relative; }
.nav a { display: inline-flex; align-items: center; gap: 5px; font-size: 14px; font-weight: 500; color: var(--navy); text-decoration: none; padding: 8px 0; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--copper-text); }
.nav .chev { font-size: 12px; }
.sub { position: absolute; left: -18px; top: 100%; min-width: 250px; list-style: none; margin: 0; padding: 10px 0; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 14px 34px rgba(8,25,42,.12); opacity: 0; visibility: hidden; transform: translateY(6px); transition: opacity .15s, transform .15s, visibility .15s; }
.has-sub:hover .sub, .has-sub:focus-within .sub { opacity: 1; visibility: visible; transform: none; }
.sub a { display: block; padding: 8px 18px; font-weight: 400; }
.head-phone { display: inline-flex; align-items: center; gap: 8px; font-size: 14.5px; font-weight: 600; color: var(--navy); text-decoration: none; white-space: nowrap; }
.head-phone .i { font-size: 17px; }
.head-cta { min-height: 44px; padding: 10px 20px; font-size: 14px; }
.menu-btn { display: none; margin-left: auto; width: 44px; height: 44px; border: 0; background: none; color: var(--navy); font-size: 28px; cursor: pointer; padding: 8px; }

/* Hero */
.hero { position: relative; color: #fff; background: var(--navy-deep); overflow: hidden; }
.hero-media, .hero-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(8,25,42,.93) 0%, rgba(8,25,42,.78) 34%, rgba(8,25,42,.2) 62%, rgba(8,25,42,0) 80%); }
.hero .wrap { position: relative; z-index: 1; min-height: 640px; display: flex; flex-direction: column; justify-content: center; padding-top: 72px; padding-bottom: 72px; }
.hero .eyebrow { color: #f0dcc7; }
.hero h1 { max-width: 8.2em; margin-bottom: 26px; }
.hero p { max-width: 470px; font-size: 17px; color: #eef1f4; }
.hero .actions { margin-top: 14px; }
.hero-note { position: absolute; right: var(--gutter); bottom: 28px; display: flex; gap: 12px; align-items: flex-start; font-size: 13px; line-height: 1.45; color: #fff; text-shadow: 0 1px 8px rgba(0,0,0,.5); }
.hero-note .i { font-size: 22px; }
.hero.page .wrap { min-height: 520px; }
.hero.short .wrap { min-height: 380px; }

/* Coverage tiles */
.head-row { display: flex; align-items: flex-end; justify-content: space-between; gap: 32px; margin-bottom: 36px; }
.head-row .lede { margin: 14px 0 0; }
.tiles { display: grid; grid-template-columns: repeat(8, 1fr); gap: 12px; list-style: none; margin: 0; padding: 0; }
.tile { display: flex; flex-direction: column; align-items: center; gap: 4px; padding: 26px 8px 22px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); text-align: center; text-decoration: none; color: var(--navy); height: 100%; transition: border-color .15s, box-shadow .15s; }
.tile:hover { border-color: var(--copper); box-shadow: 0 10px 24px rgba(8,25,42,.08); }
.tile > .i { font-size: 38px; stroke-width: 1.25; margin-bottom: 12px; }
.tile b { font-size: 14px; font-weight: 600; }
.tile span { font-size: 13px; color: var(--muted); display: inline-flex; align-items: center; gap: 5px; }

/* Split feature (navy copy + photo) */
.split { display: grid; grid-template-columns: 1fr 1fr; min-height: 420px; }
.split-copy { display: flex; flex-direction: column; justify-content: center; padding: 72px max(var(--gutter), calc((100vw - var(--wrap)) / 2)); padding-right: 64px; }
.split.flip .split-copy { padding-left: 64px; padding-right: max(var(--gutter), calc((100vw - var(--wrap)) / 2)); }
.split-copy h2 { margin-bottom: 20px; }
.split-copy p { max-width: 470px; }
.split-copy .actions { margin-top: 12px; }
.split-media { position: relative; min-height: 320px; }
.split-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.split.flip .split-media { order: -1; }

/* Meet Chris */
.meet { display: grid; grid-template-columns: .95fr 1.25fr .8fr; gap: 56px; align-items: center; }
.meet-media { border-radius: var(--radius); overflow: hidden; aspect-ratio: 4 / 4.4; }
.meet-media img { width: 100%; height: 100%; object-fit: cover; }
.meet h2 { margin-bottom: 18px; }
.meet .actions { margin-top: 8px; }
.facts { list-style: none; margin: 0; padding: 0; display: grid; gap: 22px; }
.facts li { display: grid; grid-template-columns: 34px 1fr; gap: 12px; align-items: start; }
.facts .i { font-size: 28px; color: var(--navy); stroke-width: 1.3; }
.facts b { display: block; font-size: 14px; color: var(--navy); }
.facts span { display: block; font-size: 13px; color: var(--muted); }

/* Icon feature strip */
.strip { background: #fff; border-bottom: 1px solid var(--line); }
.strip ul { display: grid; grid-template-columns: repeat(var(--n, 4), 1fr); list-style: none; margin: 0; padding: 0; }
.strip li { padding: 34px 20px; text-align: center; border-left: 1px solid var(--line); }
.strip li:first-child { border-left: 0; }
.strip .i { font-size: 30px; color: var(--navy); stroke-width: 1.3; margin: 0 auto 10px; display: block; }
.strip b { display: block; font-size: 14px; color: var(--navy); margin-bottom: 4px; }
.strip span { display: block; font-size: 13px; color: var(--muted); line-height: 1.45; max-width: 220px; margin: 0 auto; }

/* Photo cards */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; list-style: none; margin: 0; padding: 0; }
.cards.four { grid-template-columns: repeat(4, 1fr); }
.card { display: flex; flex-direction: column; height: 100%; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; text-decoration: none; color: var(--ink); transition: box-shadow .15s, border-color .15s; }
a.card:hover { border-color: var(--copper); box-shadow: 0 12px 28px rgba(8,25,42,.1); }
.card img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.card div { padding: 20px 22px 24px; display: flex; flex-direction: column; flex: 1; }
.card h3 { font-size: 21px; color: var(--navy); margin-bottom: 8px; }
.card p { font-size: 14.5px; color: var(--muted); margin: 0 0 14px; }
.card .more { margin-top: auto; }
.card.big h3 { font-size: 28px; }
.card.big img { aspect-ratio: 16 / 9; }
.group + .group { margin-top: 64px; }
.group > h2 { font-size: 30px; margin-bottom: 24px; }

/* Text cards / panels */
.panels { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.panel { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.panel .i { font-size: 30px; color: var(--copper-text); stroke-width: 1.3; margin-bottom: 14px; }
.panel h3 { color: var(--navy); margin-bottom: 10px; }
.panel p { font-size: 15px; color: var(--muted); margin: 0; }

/* Gap band */
.band { position: relative; color: #fff; overflow: hidden; background: var(--navy); }
.band img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: .35; }
.band .wrap { position: relative; padding-top: 76px; padding-bottom: 76px; }
.band h2 { max-width: 640px; margin-bottom: 16px; }
.band p { max-width: 560px; color: #e3e8ed; }
.band .eyebrow { color: var(--copper-light); }

/* FAQ */
.faq { max-width: 860px; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { list-style: none; display: flex; justify-content: space-between; gap: 20px; padding: 22px 0; cursor: pointer; font: 400 21px/1.3 var(--serif); color: var(--navy); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font: 300 26px/1 var(--sans); color: var(--copper-text); }
.faq details[open] summary::after { content: "–"; }
.faq details p { color: var(--muted); padding-bottom: 20px; margin: 0; max-width: 720px; }

/* Areas */
.areas .card img { aspect-ratio: 3 / 2; }
.tag { display: inline-block; font-size: 11.5px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--copper-text); margin-bottom: 8px; }

/* Timeline */
.timeline { list-style: none; margin: 26px 0 0; padding: 0; display: grid; gap: 14px; }
.timeline li { display: grid; grid-template-columns: 64px 1fr; gap: 14px; font-size: 15px; color: var(--muted); }
.timeline b { font: 500 22px/1.2 var(--serif); color: var(--navy); }
.dark .timeline b { color: var(--copper-light); }
.steps-list { counter-reset: s; list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 18px; }
.steps-list li { counter-increment: s; display: grid; grid-template-columns: 40px 1fr; gap: 14px; }
.steps-list li::before { content: counter(s); display: grid; place-items: center; width: 34px; height: 34px; border: 1px solid var(--copper-light); border-radius: 50%; color: var(--copper-light); font: 500 16px/1 var(--serif); }
.steps-list b { display: block; color: #fff; }
.steps-list span { color: #cfd8e0; font-size: 15px; }

/* Carriers + CTA */
.carriers { text-align: center; padding: 56px 0; border-top: 1px solid var(--line); }
.carriers p { max-width: 760px; margin: 0 auto; font: 400 22px/1.45 var(--serif); color: var(--navy); }
.carriers small { display: block; margin-top: 12px; font-size: 13px; color: var(--muted); }
.cta-band { text-align: center; padding: 84px 0; }
.cta-band h2 { max-width: 760px; margin: 0 auto 16px; }
.cta-band p { max-width: 560px; margin: 0 auto 28px; }
.cta-band .actions { justify-content: center; }

/* Service / contact rows */
.rows { display: grid; gap: 14px; max-width: 860px; }
.row { display: grid; grid-template-columns: 52px 1fr auto; gap: 18px; align-items: center; padding: 22px 24px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); scroll-margin-top: 100px; }
.row > .i { font-size: 32px; color: var(--navy); stroke-width: 1.3; }
.row h2, .row h3 { font: 400 22px/1.25 var(--serif); color: var(--navy); margin: 0 0 4px; }
.row p { margin: 0; font-size: 15px; color: var(--muted); }
.row .btn { min-height: 44px; padding: 10px 18px; font-size: 14px; white-space: nowrap; }
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 56px; align-items: start; }
address { font-style: normal; }

/* Quote */
.quote-hero .wrap { display: grid; grid-template-columns: 1.2fr .8fr; gap: 48px; align-items: center; min-height: 420px; padding-bottom: 150px; }
.quote-hero::after { background: linear-gradient(90deg, rgba(8,25,42,.92) 0%, rgba(8,25,42,.75) 45%, rgba(8,25,42,.35) 100%); }
.perks { list-style: none; margin: 0; padding: 22px 26px; display: grid; gap: 14px; background: rgba(8,25,42,.55); border: 1px solid rgba(255,255,255,.25); border-radius: var(--radius); font-size: 14px; justify-self: end; min-width: 260px; }
.perks li { display: flex; align-items: center; gap: 12px; }
.perks .i { font-size: 20px; }
.quote-wrap { position: relative; z-index: 2; margin-top: -120px; padding-bottom: 88px; }
.qcard { max-width: 880px; margin: 0 auto; background: #fff; border: 1px solid var(--line); border-radius: 6px; box-shadow: 0 24px 60px rgba(8,25,42,.14); padding: 44px 56px 36px; }
.stepper { display: flex; justify-content: center; gap: 44px; list-style: none; margin: 0 0 34px; padding: 0; font-size: 13px; color: var(--muted); }
.stepper li { display: flex; align-items: center; gap: 10px; }
.stepper li em { font-style: normal; }
.stepper li span { display: grid; place-items: center; width: 28px; height: 28px; border: 1px solid #c9c2b6; border-radius: 50%; font-size: 13px; }
.stepper li[aria-current="step"] { color: var(--navy); font-weight: 600; }
.stepper li[aria-current="step"] span, .stepper li.done span { background: var(--navy); border-color: var(--navy); color: #fff; }
.qstep { border: 0; margin: 0; padding: 0; min-width: 0; }
.qstep legend { padding: 0; font: 400 30px/1.2 var(--serif); color: var(--navy); margin-bottom: 6px; }
.qstep .hint { font-size: 14.5px; color: var(--muted); margin: 0 0 24px; }
.choices { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.choice label { display: flex; flex-direction: column; align-items: center; gap: 10px; padding: 22px 8px 18px; border: 1px solid var(--line); border-radius: var(--radius); font-size: 14px; color: var(--navy); text-align: center; transition: border-color .15s, background .15s; }
.choice .i { font-size: 32px; stroke-width: 1.25; }
.choice input:hover + label { border-color: var(--copper); }
.choice input:checked + label { border: 2px solid var(--copper); background: var(--copper-tint); padding: 21px 7px 17px; font-weight: 600; }
.choice input:focus-visible + label { outline: 3px solid #c98c5a; outline-offset: 2px; }
.more-choices { margin-top: 14px; }
.more-choices summary { cursor: pointer; font-size: 14px; font-weight: 600; color: var(--copper-text); padding: 8px 0; }
.checks { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px 16px; padding: 8px 0 4px; }
.checks label { display: flex; align-items: center; gap: 10px; font-size: 14.5px; padding: 6px 0; cursor: pointer; }
.checks input { width: 18px; height: 18px; accent-color: var(--copper); }
.fields { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 20px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: 14px; font-weight: 600; color: var(--navy); }
.field label small { font-weight: 400; color: var(--muted); }
.field input, .field select { width: 100%; min-height: 50px; padding: 12px 14px; border: 1px solid #b9b2a6; border-radius: var(--radius); background: #fff; font-size: 16px; }
.field input:focus, .field select:focus { border-color: var(--navy); outline: 2px solid var(--navy); outline-offset: 0; }
.field input[aria-invalid="true"], .field select[aria-invalid="true"] { border-color: #b3261e; }
.err { min-height: 0; font-size: 13.5px; color: #b3261e; }
.form-error { margin: 18px 0 0; padding: 14px 16px; border-left: 3px solid #b3261e; background: #fbeeec; color: #7d1a14; font-size: 14.5px; }
.form-error:empty { display: none; }
.qnav { display: flex; gap: 12px; margin-top: 30px; }
.qnav .btn { flex: 1; }
.qnav .btn-line { flex: 0 0 auto; }
.secure { display: flex; gap: 12px; align-items: flex-start; margin: 26px 0 0; padding-top: 22px; border-top: 1px solid var(--line); font-size: 13px; color: var(--muted); }
.secure .i { font-size: 20px; color: var(--navy); }
.done-panel { text-align: center; padding: 20px 0 8px; }
.done-panel .i { font-size: 52px; color: var(--copper-text); margin: 0 auto 16px; display: block; }
.done-panel h2 { font-size: 34px; color: var(--navy); margin-bottom: 14px; }
.done-panel p { max-width: 520px; margin: 0 auto 14px; color: var(--muted); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.cf-turnstile { margin-top: 8px; }
[hidden] { display: none !important; }

/* Breadcrumb */
.crumbs { font-size: 13px; color: #d2dae1; margin-bottom: 18px; }
.crumbs ol { display: flex; flex-wrap: wrap; gap: 6px; list-style: none; margin: 0; padding: 0; }
.crumbs li + li::before { content: "/"; margin-right: 6px; opacity: .6; }
.crumbs a { color: #fff; }

/* Footer */
.site-footer { background: var(--navy-deep); color: #c5cfd8; font-size: 14.5px; padding: 64px 0 32px; }
.site-footer .brand { color: #fff; margin-bottom: 18px; }
.foot { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; }
.foot h2 { font: 600 12px/1.4 var(--sans); letter-spacing: .18em; text-transform: uppercase; color: var(--copper-light); margin-bottom: 14px; }
.foot ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.foot a { color: #e6ecf1; text-decoration: none; }
.foot a:hover { text-decoration: underline; }
.foot address p { margin: 0 0 6px; }
.legal { margin-top: 48px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.12); font-size: 12.5px; color: #9eacb8; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; }
.legal p { margin: 0; max-width: 760px; }

/* Mobile action bar */
.mbar, .tiles-cta { display: none; }
.about-hero .crumbs { margin-bottom: 26px; }
.about-hero h1 { margin-bottom: 22px; }
.about-hero .split-media { min-height: 560px; }

@media (max-width: 1080px) {
  .nav > ul { gap: 20px; }
  .head-phone span { display: none; }
  .tiles { grid-template-columns: repeat(4, 1fr); }
  .meet { grid-template-columns: 1fr 1.2fr; }
  .meet .facts { grid-column: 1 / -1; grid-template-columns: repeat(4, 1fr); }
  .foot { grid-template-columns: 1fr 1fr; }
  .cards.four { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
  :root { --gutter: 20px; }
  html { scroll-padding-top: 80px; }
  .site-header .wrap { height: 68px; gap: 12px; }
  .brand .mark { width: 34px; height: 34px; }
  .brand b { font-size: 22px; }
  .brand small { font-size: 7.5px; }
  .head-phone { margin-left: auto; font-size: 14px; }
  .head-phone span { display: inline; }
  .head-cta { display: none; }
  .menu-btn { display: block; margin-left: 0; }
  .nav { position: fixed; inset: 68px 0 0 0; background: #fff; overflow-y: auto; padding: 8px 20px 120px; display: none; }
  .nav.open { display: block; }
  .nav > ul { flex-direction: column; align-items: stretch; gap: 0; }
  .nav > ul > li { border-bottom: 1px solid var(--line); }
  .nav a { font-size: 17px; padding: 14px 0; }
  .nav .chev { display: none; }
  .sub { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: 0; padding: 0 0 10px 14px; min-width: 0; }
  .sub a { font-size: 15px; padding: 8px 0; color: var(--muted); }
  section { padding: 60px 0; }
  .lede { font-size: 16.5px; }

  .hero::after { background: linear-gradient(180deg, rgba(8,25,42,0) 0%, rgba(8,25,42,.15) 20%, rgba(8,25,42,.92) 46%, var(--navy-deep) 60%); }
  .hero .wrap { min-height: 0; justify-content: flex-end; padding-top: 270px; padding-bottom: 40px; }
  .hero.page .wrap, .hero.short .wrap { min-height: 0; }
  .hero-media img { object-position: 50% 58%; height: 340px; -webkit-mask-image: linear-gradient(#000 55%, transparent); mask-image: linear-gradient(#000 55%, transparent); }
  .hero h1 br { display: none; }
  .hero h1 { font-size: clamp(38px, 10vw, 54px); margin-bottom: 18px; max-width: none; }
  .hero p { font-size: 16px; }
  .hero .actions { flex-direction: column; }
  .hero .actions .btn { width: 100%; }
  .hero-note { position: static; margin-top: 28px; text-shadow: none; }

  .head-row { flex-direction: column; align-items: flex-start; gap: 0; margin-bottom: 24px; }
  .head-row .more { display: none; }
  .tiles { grid-template-columns: repeat(6, 1fr); gap: 8px; }
  .tiles li { grid-column: span 2; }
  .tiles li:nth-child(7), .tiles li:nth-child(8) { grid-column: span 3; }
  .tile { padding: 18px 4px 14px; }
  .tile > .i { font-size: 32px; margin-bottom: 8px; }
  .tile b { font-size: 13.5px; }
  .tile span { font-size: 12.5px; }
  .tiles-cta { display: block; margin-top: 20px; }
  .about-hero .split-media { min-height: 280px; order: -1; }

  .split { grid-template-columns: 1fr; }
  .split-copy, .split.flip .split-copy { padding: 56px var(--gutter); }
  .split-media { min-height: 260px; }
  .split.flip .split-media { order: 0; }
  .meet { grid-template-columns: 1fr; gap: 32px; }
  .meet-media { aspect-ratio: 16 / 10; }
  .meet .facts { grid-template-columns: 1fr 1fr; }
  .strip ul { grid-template-columns: repeat(var(--m, 2), 1fr); }
  .strip li { padding: 22px 8px; border-left: 0; }
  .strip span { display: none; }
  .cards, .cards.four, .panels { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .row { grid-template-columns: 40px 1fr; padding: 18px; }
  .row > .i { font-size: 28px; }
  .row .btn { grid-column: 1 / -1; }
  .band .wrap { padding-top: 56px; padding-bottom: 56px; }
  .faq summary { font-size: 19px; }

  .quote-hero .wrap { grid-template-columns: 1fr; padding-top: 150px; padding-bottom: 120px; gap: 0; }
  .quote-hero p { display: none; }
  .perks { display: none; }
  .quote-wrap { margin-top: -100px; padding-bottom: 60px; }
  .qcard { padding: 26px 20px 24px; }
  .stepper { gap: 18px; justify-content: space-between; }
  .stepper li em { display: none; }
  .qstep legend { font-size: 25px; }
  .checks { grid-template-columns: 1fr 1fr; }
  .fields { grid-template-columns: 1fr; }
  .carriers p { font-size: 19px; }
  .foot { grid-template-columns: 1fr; gap: 32px; }
  .site-footer { padding-bottom: 96px; }

  .mbar { display: grid; grid-template-columns: 1fr 1fr; position: fixed; left: 0; right: 0; bottom: 0; z-index: 40; box-shadow: 0 -6px 20px rgba(8,25,42,.22); padding-bottom: env(safe-area-inset-bottom); background: var(--copper); }
  .mbar a { display: flex; align-items: center; justify-content: center; gap: 8px; min-height: 56px; background: var(--copper); color: #fff; font-weight: 600; font-size: 14.5px; text-decoration: none; }
  .mbar a:first-child { background: #6f4629; }
  .mbar .i { font-size: 18px; }
  body { padding-bottom: 56px; }
}
@media (max-width: 380px) {
  .choices { grid-template-columns: repeat(2, 1fr); }
  .brand small { letter-spacing: .24em; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; scroll-behavior: auto !important; }
}