Off-road utility vehicle on rocky Arizona desert terrain at sunset
ATV Insurance

Ready for the Trail.

ATVs and side-by-sides are built for rough terrain. Coverage helps protect the machine, your passengers and your liability when the ride doesn’t go as planned.

  • Your MachineCollision and comprehensive options.
  • Riders & PassengersMedical payments options for injuries.
  • LiabilityDamage or injury to others.
  • Personal GuidanceHelp from an independent insurance agent.
Worth a closer look

Common Gaps Off-Road Riders Overlook

Homeowners policies often exclude off-road vehicles away from your property. A dedicated policy keeps you covered on the trail.

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Questions

ATV Insurance FAQs

Do I need insurance for an ATV I only ride on trails?

Requirements vary, but even when it isn’t required, liability and physical damage coverage can protect you from expensive losses.

Are UTVs and side-by-sides covered too?

Many carriers insure UTVs and side-by-sides under similar policies. Chris can confirm what fits your machine.

How do I get a quote?

Use the short quote form or call (800) 556-3499. Chris prefers to talk by phone, so the form only asks for your contact details, ZIP code and the best time to call.

Your next step

Good protection starts with a real conversation.

Tell us what you’d like to protect. Chris will call you to talk through your options.