
An Extra Layer Over Everything.
A personal umbrella policy (PUP) adds liability protection above your home, auto and watercraft policies, helping protect your savings and future income from a large claim.
- Extra LiabilityLimits above your underlying policies.
- Your HouseholdCoverage that follows your family.
- Your SavingsProtection for assets and future income.
- Personal GuidanceHelp from an independent insurance agent.
Coverage That Fits Your Life
Every situation is different. We help you explore coverage options that fit your property, lifestyle and future plans.

Home Insurance
Your home is more than a buildin.
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Auto Insurance
From the Loop 101 commute to a weekend drive north, your auto policy should fit the way you actually driv.
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Landlord Insurance
Whether you rent out one condo or several homes, landlord insurance is built for property you don’t live in, including the liability and lost rent that come with it.
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Who Should Consider an Umbrella?
Homeowners, families with teen drivers, landlords and anyone with significant savings often consider an umbrella. It typically requires certain limits on your underlying policies.
Explore Auto InsurancePersonal Umbrella Insurance FAQs
How much umbrella coverage do I need?
Umbrella policies are commonly written in $1 million increments. Chris can help you weigh your assets and risks.
Does an umbrella policy require other coverage?
Yes. Carriers usually require minimum liability limits on your home and auto policies first.
How do I get a quote?
Use the short quote form or call (800) 556-3499. Chris prefers to talk by phone, so the form only asks for your contact details, ZIP code and the best time to call.
Good protection starts with a real conversation.
Tell us what you’d like to protect. Chris will call you to talk through your options.