Family and personal assets beneath a large umbrella during a dramatic sunset storm
Personal Umbrella Insurance

An Extra Layer Over Everything.

A personal umbrella policy (PUP) adds liability protection above your home, auto and watercraft policies, helping protect your savings and future income from a large claim.

  • Extra LiabilityLimits above your underlying policies.
  • Your HouseholdCoverage that follows your family.
  • Your SavingsProtection for assets and future income.
  • Personal GuidanceHelp from an independent insurance agent.
Worth a closer look

Who Should Consider an Umbrella?

Homeowners, families with teen drivers, landlords and anyone with significant savings often consider an umbrella. It typically requires certain limits on your underlying policies.

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Questions

Personal Umbrella Insurance FAQs

How much umbrella coverage do I need?

Umbrella policies are commonly written in $1 million increments. Chris can help you weigh your assets and risks.

Does an umbrella policy require other coverage?

Yes. Carriers usually require minimum liability limits on your home and auto policies first.

How do I get a quote?

Use the short quote form or call (800) 556-3499. Chris prefers to talk by phone, so the form only asks for your contact details, ZIP code and the best time to call.

Your next step

Good protection starts with a real conversation.

Tell us what you’d like to protect. Chris will call you to talk through your options.