Core Business Protection in One Package.
A business owners policy (BOP) combines property and general liability, and often business interruption, into a single policy designed for many small and mid-sized businesses.
- PropertyYour building, equipment and inventory.
- LiabilityClaims of injury or property damage.
- Business IncomeHelp with lost income after a covered loss.
- Personal GuidanceHelp from an independent insurance agent.
Coverage That Fits Your Life
Every situation is different. We help you explore coverage options that fit your property, lifestyle and future plans.
Business Insurance
Property, liability, vehicles and the people who work with yo.
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Insurance Bonds
Contractors, licensed professionals and businesses often need surety bonds to bid, license or operat.
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Landlord Insurance
Whether you rent out one condo or several homes, landlord insurance is built for property you don’t live in, including the liability and lost rent that come with it.
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What a BOP Usually Leaves Out
Commercial auto, workers’ compensation and professional liability are typically separate policies. Chris can review what your business needs alongside the package.
Explore Business InsuranceBusiness Owners Package FAQs
Is my business eligible for a BOP?
Eligibility depends on the carrier, your industry, size and revenue. Many offices, retailers and service businesses qualify.
Is a BOP cheaper than separate policies?
Bundling property and liability can be more cost-effective, but it depends on your operations. Chris can compare both approaches.
How do I get a quote?
Use the short quote form or call (800) 556-3499. Chris prefers to talk by phone, so the form only asks for your contact details, ZIP code and the best time to call.
Good protection starts with a real conversation.
Tell us what you’d like to protect. Chris will call you to talk through your options.